Yale University has completed its annual report on campus security and fire safety for 2015. This report is now available on the Public Safety website at
http://your.yale.edu/annual-safety-report-campus-crime-and-fire-incidents. The report contains three years’ worth of campus crime statistics as well as security policy statements, fire safety information, and information on how students, faculty and staff should report crimes.
https://www.equifaxsecurity2017.com/
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As you may have heard, Equifax, one of the three largest credit monitoring bureaus in the U.S., announced a data breach at the company that may have affected 143 million U.S. consumers. The breach included social security numbers, birth dates, addresses, credit card numbers as well as other personal information.
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Useful thoughts….
http://stephaniegosselin.com/understanding-connecticut-agency-law/
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The Buyer Representation Agreement is with a firm
A Buyer’s Agent…
Assists in making an offer with the buyer’s interests in mind by showing what other buyers are paying for similar properties in the area.
…
Dual agency occurs when a Buyer’s Agent shows a property to a buyer that is also represented by that Realtor’s firm, or when the Listing Agent shows real estate to a buyer who is also represented by the same firm.
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http://www.ct.gov/dcp/cwp/view.asp?q=423310
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When you hire an agent to help you buy a home, the agent must be working for you — and only for you.
Every real estate agent’s commission is negotiable. There is no set percentage or commission to which an agent is entitled. Before signing the contract, you can ask the agent to take a smaller commission than what he or she proposed. …
The duration of your agreement with the agent is also negotiable. ….
he contract must have a beginning date, an ending date, and be signed by all parties to the contract.
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http://www.nytimes.com/1997/05/11/realestate/new-law-to-change-broker-client-relationships.html
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”If the seller refuses to pay the commission, even though he agreed to it when the listing was taken,” Mr. Halsell said, ”the buyer is liable for it and he can bring down the price of the house by that amount. It’s not a good situation.”
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http://www.ctrealtors.com/mt_consumers/selectingARealtor.shtml
https://www.thebalance.com/should-buyers-sign-exclusive-agreements-with-an-agent-1798310
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Should You Sign an Exclusive Agreement?
Little turns off buyers faster than an agent they’ve looked up online who emails a buyer’s broker agreement before they meet in person. …
Interviewing a real estate agent can help to ease a buyer’s
uncertainty. But many buyers are leery of signing agreements because they are concerned that the relationship might not work out. They don’t want to be stuck with a crummy agent, and that’s understandable. …
Ask for Short-Term
The term of a buyer’s broker agreement is negotiable. Although many agents might request a 90-day commitment at a minimum, you are free to ask for a 24-hour, seven-day or 30-day term; it’s whatever you can negotiate.
Request a Nonexclusive Agreement
These agreements provide compensation to the agent if you switch agents midstream but end up buying a home introduced to you by the first agent. …
Compromise
You can tell the agent that you prefer to spend a little time getting to know her before signing an exclusive buyer’s broker agreement. It’s reasonable to say, “Let’s spend an afternoon looking at homes, and if I think we can work together, I’ll sign an agreement with you before we go out again.”
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Notes on local INDOOR swimming pools:
* Cheshire Community Pool
Great pool, lots of room, pay per swim
http://www.cheshirect.org/recreation-and-leisure/community-pool/
* JCC of Greater New Haven
Membership for this pool? ~$30 for adults?
(allows 1-day visiting swim w/o membership)
A bit crowded during open swim.
https://www.jccnh.org
JCC is located at 360 Amity Road, Woodbridge, CT.
* Soundview (Branford) YMCA Pool
Requires a membership, but it has two pools and usually a lot of space http://www.cccymca.org/locations/soundview/
* Hamden Hall’s pool
Only open for HH affiliated people or for large group bookings
* Small pool (~15 yds) at the Guilford Racquet and Swim club https://www.guilfordracquet.com/page.lasso?p=content-swim
other than this, there is no public pool in Guilford
* Yale Swimming Pool
Requires a membership, but the third
floor pool is usually pretty spacious (50 LCM) and doesn’t use as much chlorine as other pools (it uses UV light instead)
How to Watch #Eclipse2017
https://www.NYTimes.com/guides/science/how-to-watch-a-solar-eclipse “Totality” is cosmically special: sun is 400X larger than moon but also 400x farther away
https://twitter.com/markgerstein/status/898022896446164992
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WHY IS AN ECLIPSE SO SPECIAL?
This perfect sun-moon-Earth alignment is an extraordinary cosmic coincidence. The sun is 400 times larger than the moon, but it also happens to be 400 times farther away, which to the observer on the ground means they are almost identical in size. The match is so uncanny that on some occasions, the moon is at the farthest point of its slightly elongated orbit and fails to cover the sun fully, leaving a ring of sunlight. …In all
the hundreds of billions of star systems of our Milky Way galaxy, few are likely to produce total solar eclipses like ours.
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The moment when the moon passes completely in front of the sun, an event called “totality,” will begin in Lincoln City at 10:16 a.m. PT and travel to the other side of the country, and exiting at
Charleston, South Carolina at 2:48 p.m. ET. The entire journey takes about an hour and a half.
Even if you are not in the path of the total eclipse, a partial eclipse will be visible throughout the continental United States. The last remnants of the lunar shadow will finish passing over the country at 4:09 p.m.
…
Even though an eclipse effectively turns day into night, never look directly at the sun.
Solar eclipses are especially dangerous. Not because of anything special about the light during the eclipse, but because the sudden changes in luminosity can cause retina damage before your eyes have a chance to adapt, or before you have an opportunity to look away.
Do wear eclipse glasses. The only safe way to view the eclipse during its partial phases is to wear eclipse filters. We already suggested a few you should consider, but even if you don’t go with those, glasses that meet the proper international safety standards should have a certification of ISO 12312-2.
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The eclipse is expected to begin around 1:23 p.m. for New York City viewers with peak views occurring around 2:44 p.m.m according to the museum.
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