My revised checklist
* SWIM
Swimsuit (or tri shorts)
goggles
pool slippers
Towel
Wetsuit
swim cap (they provide)
* BIKE
Bike
Helmet
Cycling shoes & socks
cycling gloves
Sunglasses
Water bottle(s) [proper one next time!]
Sunscreen
Directions of route (printout)
Floor pump (pump up your tires before you leave home but leave the pump in your car just in case)
* RUN
Running shoes
Hat/visor
* MISC
Training device (Garmin, Timex, etc.) & heart rate strap (practice tri mode!) warmups & warmup top – Post-race, warm change of clothes
inh.
2 Bars
2 Gatorade
Camera + IPad
Box or bag for everything
http://home.trainingpeaks.com/blog/article/triathlon-race-day-checklist-1